There is complete chaos in your bank.There was an overpayment on the loan, I have been waiting for a refund for the 3rd month, and moreover they blatantly lie that the money is in the mail, they are not there, at least they would apologize for the deception.At least you have 50 kopecks.if you owe me a fine, turn it on.So have a conscience and give it back with a penalty.There is no justice for you, you can't work like that, regardless of people.

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