I do not advise you to give up the word at all. Insured the child for the competition. He suffered an injury to the ligaments of the shoulder joint. I contacted the insurance company.I was culturally sent by letter: supposedly I had to be insured for a year. So tell me - how can you take money for something that doesn't make any sense. It's a shame for such a company. And it's not about money, it's about principle.