Mogo
39 reviews
December 21, 2024
This is the best company I've come across. The company's employees are friendly and help to sort out all the issues and nuances. We told you all the tricks and big advantages that you need to know about and take advantage of. Thank you all!
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August 25, 2024
The office of horns and hooves, all loyalty ended after I issued a car, then a bunch of calls if I did not have time to pay, a fine for delay even in one day, if 10 days have passed, then another 20, when I paid ahead of schedule, then a fine of 40 and a hundred times to reissue at my own expense if you want to sell the car. Please do not contact them, resellers are at the same time with them, they cram junk at cosmic prices. As a result, I overpaid 70% of the cost of the car, it is better to take a loan from the bank, at least they will not threaten on the phone.
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3
April 22, 2024
We applied to buy a car. It cost $ 4,000, we paid a total of $ 9,000, according to leasing calculations, not counting that the exchange rate jumps $.
I can't say anything bad because everyone talks about what and how. Therefore, everyone goes for it themselves. If, unfortunately, you do not understand what is required of you, these are our problems, but not leasing.
Count, read.
I'll say for myself, I don't want to get into such an adventure anymore.
Yes, it may be the same with the bank, but the plus is that the amount is in white rubles and you will know that every month you need to pay the same amount, and not at the rate of $ NBR.. By the way, it always differs from banks there and not for the better.
And speaking of SMS, they come every month in advance, there is a link to the $ course. In ERIP, the amount is always in white rubles
Good luck to everyone.
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1
August 29, 2023
I DO NOT RECOMMEND IT! In case of an accident, they do not give consent to payment in cash from the insurance company. Must restore the car at his own expense. They argue this with internal rules, which are not voiced at the conclusion of the contract! THEY DON'T GO TO THE DIALOGUE. They are transferred from manager to manager. As a result, you are left with nothing. They talk as if you are a criminal who wants to spend money from insurance in a casino. If I had known that I would find myself in such a situation, I would have bypassed this company in 1 km. I will write a claim to protect the rights of consumers.
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4
1
June 13, 2023
A terrible company, I do not advise you to contact, employees do not know how to conduct a dialogue, they are rude, I had the last payment, I paid, but they did not have an epip, pay more, but in a rough form, I do not advise you to contact!!! There are no advantages in this company!!! Moreover, cars are sold in terrible condition, they did not have time to register on the highway, as the brakes failed, they had to be sued, but then they did not know that they could return the money through the court, the score is zero
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4
2
September 24, 2022
Good afternoon! I read a lot of negative reviews and decided to write too, because I am a client of Mogo.
1. Yes, the percentage is large. But no one hides this initially. You are calculated all the amounts of payments IN ADVANCE, and then it's up to you to make out or not.
2. The staff there are polite. Really polite. From the beginning of the transaction to the present day. I had to communicate both about the transfer of payment and about data changes, I never had any questions to the staff.
3. An SMS notification arrives in advance, which indicates the amount of $ and a link where you can click and see the amount on the day of payment, which is very convenient.
4. Penalties. Hello, people! In any institution where you decide to take out a loan, lease, loan, etc. there will be penalties in case of late payments. If you take this step, you must understand that this is only YOUR responsibility, not the organization's! Absolutely all the conditions are spelled out in the contract.
In the future, I can say for sure that if necessary, I will definitely apply and come back. Thank you, the Mogo team, for their responsiveness, politeness and positive attitude.
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7
August 3, 2022
Never in our lives will we turn to this charade montage again!!! One divorce!!! Not only do you pay in dollars, when the exchange rate is 2p, then 5, so they never enter the position! My husband works in trucking. Accordingly, this is his income, from which he paid the debt to this office! But he had an unpleasant situation - he was taken to the hospital by ambulance! The man was not on vacation at the resort, but had a blood transfusion.. He was lying dead!! In general, he called mogo and asked to make a deferred payment, and that he would provide all the necessary certificates that he physically could not work this month. to which he was told that since he has a rolling balance from last month, this means that the payment has already been opened and he must repay it on time! Otherwise, there will be cosmic penalties! Where you will take the money, he was told, is your problem. Borrow from someone else or take a loan! Wow!! Great advice! We decided to pay off the debt in full / close the lease, we called beforehand to find out the full amount of the debt. At first, they told us one amount, and when they already came to pay off this debt, they counted another $ 200!!! In general, the divorce is complete and I advise everyone to read the contract with them anyway. There are too many "interesting" moments, such as those that if they get it into their heads, they will take the car without explaining the reasons and refund the money already paid!
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14
June 4, 2023
The percentage is not specified in the contract, they messed up their brains. In short, an example:the car costs $ 14,000, the first payment was made $ 4,500, the total amount after 5 years is $ 31,000. These are the percentages they have, as stipulated in the remuneration agreement
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6
1
July 22, 2023
The employees made a mistake in the documents, they do not want to correct their mistake.
They send them to some girl, they need to go somewhere..
they can't even apologize. There are no forms, they can't do anything.
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4
1
January 7, 2022
Hello, I want to ask clarifying questions. We just recently issued a car, everything was decided in principle quickly, in a few hours. There are a few BUT
1. Why did not the entire amount that we decided to provide for the car go to offset?
2. Why does he not warn clients in advance that paperwork costs money? Perhaps the person took with him only the money for the initial payment and he doesn't have any more.
3. On December 27, 2022, we will have the 12th payment, if we come to you on December 28 and decide to pay the remaining amount for the car, and we signed the contract on January 5, from what date will your remuneration be added to the main debt (actually used days)?
4. Why is it not possible to pay through ERIP is the amount due? Do we have to take the course from the national bank's portal on the day of payment and multiply it by our monthly payment? But what about the error rate? If we pay 25, but the payment is specified in the contract for 27? The exchange rate may change in 2 days, then we may have a non-existing debt that will lead to
a penalty? 5. And why is the full balance not visible when paying through the ERIP? Is it because the amounts are in $, and we pay at the exchange rate in white rubles?
6. My husband did not even know at the time of registration that the car belongs to me before the full cost is paid, and that if we are going to work on it, for example, as delivery couriers, we need to ask for permission. Plus, he has no information about how the insurance will be purchased, you need to send a photo. I will say that it is not a problem to send a photo, I just state the facts about the inadequately provided information before registration. Since, unknowingly, we lost 900 rubles on paperwork, which could have been counted as an initial payment, which could have made our monthly payment a little less. Thank you for your reply, if it arrives.
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8
June 17, 2022
Many thanks to the team of Mogo leasing Palina Brest and Alina Gomel for the repeated purchase of a car on lease. For the work you have done in obtaining a lease. I bow low to you and prosperity to your field of activity. Thank you Palina so much for your patience that you carried this case to the end
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8
August 1, 2022
It's terrible when you make a deal, everyone is polite, it's even written on their website that if difficulties arise, call us and find a solution, but in fact this is not the case, the delay appeared, I called my office and explained everything that I would put in 15 days, they call from the credit department and begin to threaten that they will take the car, etc. , in general, do not go there This is a complete trash
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9
December 22, 2021
Good company. Polite staff. They work quickly, clearly and everything is clear. They always promptly answer the questions posed. Good luck and prosperity to you.
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10
November 26, 2021
The divorce is complete. Never use the services of this company. First, you pay a fixed amount, but at the dollar exchange rate. Second, if you want to close earlier, they charge a fine of 40 bucks, of course, at the exchange rate. The third one seems to have already paid everything upon arrival at the office, they said that it was necessary to pay 152 dollars, explained by the fact that the employee allegedly did not calculate correctly. And in any case, do not delay the loan, they will issue such an invoice that well, whatever. If it were possible to put 0, I would. IF YOU ARE OFFERED THE SERVICES OF THIS COMPANY, RUN AWAY FROM THEM!!!!
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1
June 5, 2021
Divorce. Everything is beautiful at once, but when the paper questions begin, everything is more interesting here. You can't just close the lease whenever you want - there will be a fine, $40. Overpayment in dollars is simply space. They demand $5 for each piece of paper. If you want to travel abroad by car, then pay $ 5 for a permit. If you want to put something on, you ask for permission. If you want to earn extra money in a taxi - $ 5. There are GPS trackers on the cars. Every time you make insurance, you must send a photo. When you pay the lease, you need to re-register the car.
In short, if you can do without this company, then you know yourself. As a last resort, you should choose this way of buying a car or motorcycle.
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2
August 23, 2021
I do not recommend contacting MY DECEPTION, in the truest sense, one thing is said and written, but what is beneficial to them comes through, the example turned in advance to my explained the situation like and understood how I thought, they said what to do and even prescribed in Viber what amount to pay, I paid and then they stupidly did it their own way, dumped the amount was twice as much and they stopped responding to messages in Viber , and after a couple of days they began to take out the brain and renounce their words and letters to Viber to the point that they were late on payments, although all payments were paid in a larger amount than needed according to the schedule. In short, Sharashkin's office, I think I should write somewhere higher on this lawlessness and deception.
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1
April 16, 2021
The desk looks like it's from the 90s :) As long as you pay, they treat you like a person, as soon as the slightest delay begins, threatening calls that they will take the car away. And when you give them the car back, that's where the fun begins! At least 2% of the remaining amount of debt will be charged for returning the car. + Of course, the delay that has formed. + "Pre-sale preparation". In total, believe me, they will count a round sum from any car! Friends handed over a car for 6000, to pay for all their penalties and fines a little more than 2000 cu. we handed over the car for 13,850, we have fines and penalties of 1980 cu. After handing over the car, they give time until the end of the month to repay this debt, but a week later a Woman will call you and threaten you with problems if you do not pay the full amount to Mogo. They even threaten with collectors. In principle, there are appropriate authorities for such sharp ones, which We will turn to. I forgot to add it... When talking to a "sharp woman", she warns that she will increase the amount of the debt if the payment is not made on time, although there are no penalties and additional payments under the contract and additional agreement.
I recommend that you do not contact this fake office!!! plus, they have a contract in foreign currency.
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3
April 23, 2021
It's just a "trash" organization. I do not advise anyone to contact them. As we wrote below, the organization is from the 90s. They count the amount three times more than the car itself is worth. Moreover, when returning, they slip documents for signature in a SINGLE copy, which they will have, so that difficulties arise in the future. Moreover, they also count an incredible amount for early termination, which you pay, so then they drew a claim, referring to some incomprehensible clauses of the supplementary agreement, which the Lessee does not have in his hands. People, save your money and nerves, do not mess with this dubious organization!!!!!!
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21
3
September 16, 2020
I do not recommend this company. Frankly speaking, these are crooks and the overpayment of space is not the worst thing.
1. Equal payments every month means that you first pay them the lion's share of interest and only then the main debt. For example, I had a payment of $ 157 and the main debt in it was about $ 14. The ratio of principal and interest will be leveled only by the middle of the lease term, and then the principal debt will begin to increase its share in the payment. This applies not only to LC but also to banks.
2. If you want to terminate the lease agreement ahead of time and return the car, you will be ready to pay a penalty in the amount of 10% of the remaining cost of the car, and as you have already understood, this will be almost 10% of the amount for which you bought this car (see point 1)
But all of the above is easy to read In the contract and you can decide for yourself whether to subscribe to it or not. But I want to draw your attention to the fact that, for example, in 1 year your car will become even older and its technical condition will certainly be worse. And then the most interesting thing begins.
3. They will also rip off the pre-sale preparation of the car after you have already returned it and seemingly paid all possible penalties. And you have nothing to do with the car anymore. And all this is in accordance with paragraph 2 of the Addendum. This item may have a different number for you.
Here is an example of a claim that was sent to me after almost two years
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4
December 27, 2022
The relationship to the client wants the best. Managers are poorly informed and do not give truthful information.
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3
1
August 28, 2023
leasing is complete, I advise you not to apply
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1
October 4, 2020
My leasing starts communicating with customers with deception, they say an initially underestimated percentage , as a result , when drafting documents , it is doubled , the overpayment for a car reaches two or even three times in this case , It is cheaper to take a loan for a car from a bank. And many leasing companies do not take such interest rates as mine , I do not advise contacting them, look for other options , it will be cheaper and better for the family
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26
3
February 1, 2021
Before my appeal to mogo, my brother took a lease here, has already paid everything, he liked everything, advised me) I think we would make a program to bring a friend and get a discount) In general, we wanted to tell you, thank you!!!
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16
November 22, 2021
Thank you so much for your work, I want to express my special thanks to the manager Tatiana!!!
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5
June 7, 2021
Personally, I liked everything.Respect for the client, the speed of their work.Good company.If I lease something else, I will only contact these guys.And I will advise others.
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14
October 14, 2021
A disgusting leasing company. I wanted to sell a car. Before the final approval of the deal, we put our equipment on the car. When the deal was refused to the buyer, they refused to return the keys and the registration certificate from the car until they removed their equipment. As a result, a whole day and nerves were spent.
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1
October 28, 2021
Always read what you sign!
The overpayment turned out to be 70%. This is generally some kind of cosmic interest for leasing. If you pay in advance, you still need to pay the remuneration and the main debt. And only between 11 and 12 payments, or wait another year. Complete nonsense.
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3
July 23, 2020
My leasing is done quickly, but at the slightest nuance they create problems for their clients, it will soon reach the president, sometimes look at the situation that people have and do not put them on the counter, in a word, the organization has been calling since the 90s.I am very disappointed, even without understanding the situation..
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4
July 4, 2020
They left a request. An answer was given within an hour . The next day , a car was issued . Quickly and clearly. Everything is friendly . The overpayment is not big . There are more diesel engines in the dr . We were satisfied, thank you.
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12
August 20, 2021
The work is at the highest level, everything is fast and efficient
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9
February 9, 2022
They claim 15% per annum, in fact 31.5% comes out.
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5
May 26, 2020
As a good company, it quickly decides on the purchase and also takes any year of the car, but still % less and there would be no price at all
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7
February 29, 2020
A large%. You need to carefully calculate everything. You can register almost any car.
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3
March 12, 2020
Leases cars in foreign currency and even with the recalculation of the payment in the Belarusian currency as well
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1
October 27, 2019
My credit - they sell cars well, just in full trash... Don't buy from them.
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3
April 26, 2020
The service is good, but expensive.
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4
June 20, 2019
Fair conditions, you leave by car on the day of the application
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7
February 3, 2020
Leasing is always approved
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5
August 12, 2019
Well done guys
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