I waited in line for about 20 minutes and to close the account, since I couldn't even get an apartment for a mortgage, this is an organization only milking rich people, not for simple people like Me, to buy a mortgage, the salary should be at least 500 thousand, no loans, and it's hard nowadays, and that would be a guarantor, I have there is no way, therefore, I could not, I even opened an IP since I worked for myself, and then they told me to get an apartment through my IP, the consultants themselves said unrealistically. It's not my fault that I work for myself, I'm an ordinary hairdresser.
Otbasy is a good bank for initial accumulation and subsequent purchase of housing, however, the conditions for obtaining a mortgage loan, and not only it, change almost every year, which is not very attractive, for which one point was removed according to the five-point rating system of this financial institution. The annual State Award is also a good help for collecting the initial payment, especially if there are several contributions from one family "clan", which are eventually allowed to combine and make a purchase for one of them.
Everything is set up well on the ground floor for consultations and obtaining a loan. I arrived and got everything quickly.
But if you need to solve maintenance and closure issues, then you already go up to the second floor, and there everything is the old-fashioned way, you sit and wait in a live queue for about an hour