Страхование жизни – комплексный продукт: вы копите средства и обеспечиваете себе страховую защиту одновременно.
Страховая защита: смерть, инвалидность, вред здоровью (травмы), временная нетрудоспособность (есть исключения)
A good company, doing a good job, a product (cumulative insurance programs)- it is very necessary and important, but there are several nuances:
1- lack of desire to improve the product (when concluding contracts for children's programs in the nationalyour employees, as they did a few years ago, will tell you that there is inflation, that you need to raise contributions yourself, but in fact there is no such opportunity (to increase the contribution). It all comes down to the fact that you will be offered to sign another contract. Well, if you want (and you definitely want) to increase the contribution every year, then every year + 1 program)). Well, in a few years you will have a bundle of programs... The explanation is that it is very difficult to calculate payments (as for me excel would cope with this in two accounts - there would be a desire) and of course all consultants will tell you that you would consider programs in currency in this case.
2- this is a telephone escort. If you call to find out something about payments, settlements, etc. (specific information about your programs)- then often there is always one answer, they say, come to the office of the company (they call two addresses) and they will tell you everything. You will not be able to get any other information, only with a personal visit. (As for me, it's a call to nowhere).
Otherwise, everything is OK.
I'm glad I contacted Priorlife. The staff is friendly and ready to help and advise on any issues that arise. A huge advantage for me was the opportunity to sign a contract online. This saved a lot of time and made the process very convenient. I thank Priorlife for such good service and customer care.
Offering a voluntary insurance contract from PRIORLIFE! 50% of the invested funds, transferred to the use of insurance not much, not less than $ 750 per year! After 1 year of voluntary insurance, I decided to terminate the contract, for a year the number of contributions was $ 1300, of which $ 750 was taken by the insurance agent, the second contract was $ 600, of which $ 300 was also taken by the insurance broker, for conducting the insurance business! What insurance business? The bank has loans at 16%!I have never applied to the insurance company and simply, for using my money, I also lost $ 750 in a year! I do not advise you to get involved with insurance in this company and their deception and luring people! PRIORLIFE concludes contracts through insurance brokers, be careful, which was a big surprise for me, because I called priorlife representatives directly to conclude, to which I was told that they would contact me to conclude a contract and it turned out to be insurance brokers to whom you will owe! It's safer to put it in the closet than with these.....