I decided to open a deposit in a Savings Bank. The consultant explained everything and helped me choose the right option. Now it's much easier to manage your online deposit than I thought. And the rates are good, and it's easy to top up via ERIP.
I keep some of the money in dollars, and decided to open a deposit Save it. The percentages are small, but stable. The money is protected, and I'm sure it will only grow over time. Dollars have never failed me before)
I applied for a loan "Just online" for a new phone via Internet banking, my salary is on my savings card, so everything went easily. No paperwork, you click everything online — you sent an application, and the loan was approved.