When paying off the loan, they wrote off the money 2 times due to the fault of the application, called and accepted the request for a refund, they could not return the money back to my card for 3 days (the amount was 1 million soums). The 10-minute case was stretched over 3 days. It became scary to deal with such a bank, there was a deposit in the same bank, I closed it immediately after this incident. In general, the bank seems to be rich, but the application is buggy all the time and you can't return your own money, you beg and get through and go to them.
I do not advise this bank, take a closer look at ordinary banks who have a branch and an office, there is not even anyone to go to complain and solve the issue if suddenly the application crashes and your money disappears.
This is not a bank or even a branch. Just a mobile operator type tray at the entrance to the supermarket. Not seriously. It also turns out that non-residents cannot open a pinfl card.