The essence is as follows:
there are moments in your life when you need Statements (Checks) for operations in the INSC application (payments, transfers, etc.) of your own
Moneys'. It was the "Checks" that were needed to prove to certain "Authorities" to confirm monthly Payments. In the application itself, you can only view Receipts for the last 6 months. I needed a period from May 21 to June 24. Unfortunately, it is done so that you are told: contact the Bank branch, the Bank says you will have to wait from 5 working days .....and up to almost Half a month, when you have only 5 slaves.days to provide Information to the service. The Bank branch Managers were connected to resolve the conflict when the 6th (sixth) slave.A day and it wasn't Ready! There was no time anymore....so it was necessary to prove over 12,000 bel.rubles. on Payments.
At the moment: according to the Statements in the application, there is All the slag of the above payments (loaf, milk, kefir, underpants and pads, etc.) and it is not possible to view certain transfers and payments, because the prescription of operations ....
I contacted the Bank again at number 198 and requested a Check on 07.10.2024 indicating a specific transfer: The date, time of the transfer, the amount of the transfer-we are waiting for the day 07.10.24.
This Check is already 08.10.24g-it will no longer be needed, because it has already been a long time to wait and prove the time-No....you will have to accept it as it is and additionally charge yourself for the Payment, for which, due to the fault of the Bank, I could not prove the Transfer.
So, gentlemen, keep your "Checks"-important transfers, because the Bank will not prove to you and will not give you guarantees of your payments on your statements (transfers). The quest is another one...and you'll be sitting in queues at the Bank and it's not a fact that the bank will prove to you all the statements (checks) of your transfers.
The issue has not been resolved so far!!!!
P.S: it has been proven from personal experience that Alfa-Bank worsens your conditions and torments, walking around the Bank when in other banks-this can be solved through the application and look at everything for any period regardless of when it was made....BNB-Bank, PriorBank-solves these issues promptly day/day, or everything is available in the Bank's applications.
as in the Photo, try to figure out who and what you paid....
While I'm spending time in line at the bank on Krasnaya 7, so that it wouldn't be so useless, I got the urge to leave a review here and now.
Alfa-banks in Minsk are open until 19:00, with the exception of two, unpleasant surprise number one.
I went to the office at 93 Independence Street near Chelyuskintsev Park at exactly 19:00, and of course, I was informed that they were already closed. The client is wrong here, it is allowed.
On Krasnaya 7, customers are languishing on sofas, the queue for electronic numbering seems small, but! How slow the specialists are, of which, by the way, there are only 5, two of which are exchangers, it's just incredible! The opening hours are coming to an end, but I feel like I'm spending the night here today! All you need to do is change your last name and identification information! All. This cannot be done in the mobile app.
I got a very sad impression.
Run away from this bank, you will lose all your money.
1. The deposit is stuck. They returned it to the arrested account, they have not thought out any other ways of returning it. Although it was not the deposit that was arrested, but the account from which it was opened. No cash refund is provided.
The result: the deposit is frozen indefinitely.
2. They block transfers abroad, allegedly because of security. Next, the refusal to unlock the card. I quickly opened a new card in the application, thanks to it I took the money to another bank (It's lucky that there is such a loophole).
Further, the reissue of cards is paid.
Bottom line: your money may be frozen for an attempted transfer and not the fact that it has been returned
And this is at a premium
For legal entities: keep the terms of service in a prominent place on the day of account opening. Customer service specialists keep the terms of service as a state secret. For all questions, they are sent to the bank because they do not know what the money is being withdrawn for . In the end, you are also to blame for not remembering the terms of the agreement and not following the changes yourself, and in general you don't have to explain anything here. Go to the bank yourself.
A very interesting bank. Why? But because when you decide which Visa or Master card to pay in an online store abroad (AliExpress, for example) then they will take the dollar exchange rate such that you will be blown away, not by the national bank, not by buying, not selling, but the one that you will not find anywhere, it will be higher than everyone in the country and a little more))) . To find out the real rate, you need to call support, they will think for a long time, count and tell you the figure that will hit you)))... It's just a "waste", but it will be higher than all dollar purchases in Belarus
Alfa Bank is advertising the best for business. I do not recommend it, if suddenly the bailiff blocks you and it does not matter by mistake or not, then all cards will be blocked. And your whole business will stand up. And you will be bothered to deposit or pay money in some obscure ways. Two banks, T-bank and AkBars Bank, do not block cards. It is through them that you can develop a business. Tested on yourself
The service is disgusting. We have set a limit on transfers and payments up to 15,000 rubles due to a 24-hour password change in your personal account. I've never seen such nonsense before. The client logs in according to all the rules using the phone, but cannot transfer money in sufficient quantity. Tech support responds: nothing can be done, you have to wait 24 hours. It's just crazy. And the same crazy story about early repayment of loans. You send the amount and it is "repaid" only after a day. Such a slow, absolutely non-technological bank.
We have always competently, punctually and adequately solved issues for both individuals and legal entities, but lately it has just been trash, issues related to their maintenance are not discussed: you block and thank God, without explanation, and this is at a premium)
The bank has never seen anything worse. I applied for the withdrawal of payments from my wife's account by proxy - they refused...you see, there is no such wording in their local instructions.. I had to take my wife, a disabled person of group 1, to the bank on Saturday and wait 2 hours in a queue with one cash register...This is a horror, not a bank...
A bank, the main market difference of which is small and not so much swindling behind a fashionable wrapper.
For example, you enter a large amount to transfer there and suddenly it turns out that there is a limit of 72 thousand per day, after which you cannot transfer money even between your own accounts, as well as change these limits. On the next day and withdraw more than 72 thousand to another bank, otherwise it will not work in cash. You come to the branch - there is not enough cash, and even a commission is charged for withdrawal. The cash order is in a week. In short, a liquidity trap.
I also remember at a time when deposits were not regulated, it was one of the few banks that, with a variable rate in the contract, set the initial rate above the market, and after a month or two, without any market reasons, heated it below the baseboard.
If this is not enough, let's remember how the bank washed its hands of the clients' money, which it took over trust management, relieving itself of all responsibility and rewriting the contract a dozen times.
There is a very high ATM fee when withdrawing money from the MIR card. You will find out about its amount after the money is issued. For example, when withdrawing 600 rubles, the commission is ~ 30 rubles. 5% is too much for withdrawing from the world.
I decided to top up the bookmaker's account with an alfa bank card, instead of replenishing my account, they immediately blocked the card, and did not even notify me, I did not understand at all what had happened, and the bank did not even contact me, the support said that I should have called them and confirmed that I was the one who performed this operation. It was only after my call and efforts that the card was unblocked. I did not expect such a level from a bank, now I will keep absolutely insignificant amounts in this bank.
There are so many ads everywhere, it's scary to imagine how much it all costs
You come to the bank, and there are queues of 20 people, because 1-2 employees are at work
Maybe it's better to hire more people?
There was a good understanding employee. He will always help, ask if there are any questions - 10 points for Tatyana Konstantinova's work.
Today I'm calling the usual number, a man picks it up with the answer "Hello!"
I tell him, "Oh, I must have got in the wrong place, I'm sorry" - no answer.
No one is calling me back from the same number.
My number was recorded on that phone at Tatyana Konstantinova's.
I call again, find out that she is on vacation.
Employee's speech:
"What do you need, maybe you don't need to look anywhere, I'll say that anyway"
The intercom beeps in the background...
I ask my question again - I am aggressively interrupted by "let's talk"
I say again, I'm going to read what was sent to the client - he interrupts again.
I say, I don't have an answer to my question.
He answers rudely.
I clarified who I was talking to - Alexander Baiguzin.
just minus 1000 points to the employee. It's just awful. The most unpleasant impressions, please change it for the duration of Tatiana's vacation.
In the department for legal entities, specialists and cashiers contradict each other. I waited in line for 50 minutes to find out at the cashier that the payment should be made through the cashier for individuals.
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Всеволод Долгополов
Level 10 Local Expert
September 2, 2024
I would not recommend this bank, as its activities are aimed at not providing high-quality services to the client. Most importantly, the Ministry of Industry and Trade (head of Manturov) filed a lawsuit and began the process of "redomicilation" (that is, the transfer of the legal address to the territory of OUR COUNTRY of RUSSIA, we can say reprivatization). I had the temerity to order a credit and debit card from this bank. The first time, the operator kept me at home waiting for a long time, and then apologized and said that he had checked everything, there were no complaints against me, BUT he would come next week (he could not get to my house, although I live just outside the MKAD). The next operator came and said that the bank had checked everything, everything was fine and was ready to issue me both debit and credit cards. But during the paperwork process, it turned out that the bank's office got it wrong and incorrectly indicated my home address. The representative of the bank apologized AGAIN and went home. The third representative of the bank (he had to kill a representative of Alfa-bank for the third evening) came to me, but misled me and said that it was necessary to immediately pay 10 rubles (transfer it to me to pay for my phone). This service was imposed by the bank in the interests of the bank itself, since the grace period begins ONLY from the moment of making the first purchase (that is, the 10 rubles that the bank representative imposed on me to pay for the first transaction - payment for my phone services and opened only one month for preferential interest-free lending). Then it's even more interesting. After I spent 14,000 rubles on purchases in the first four days of using a credit card, the bank unexpectedly announced in an SMS that the installment plan for 1 year was suspended, and the credit limit was reduced to zero rubles. Allegedly, the bank unexpectedly revealed , according to information received from the credit history bureau, my debts of some kind . But I don't have any debts at all to third-party organizations. The bank was unable to provide any OFFICIAL data or documents. THUS THE BANK:
1. Deliberately misled me and imposed on me the early opening of a grace period immediately after I received a bank card by forcing me to transfer 10 rubles to my phone and opening a grace period for purchases with installments for 365 days.
2. Without explaining the reason, in his own interests, he deprived me of the opportunity to receive an interest-free period for all purchases in the first month. That is, while there will be correspondence and clarification of all the circumstances, and this is at least a month (given by alfa-bank for installments) expires. This bank did not provide any documents confirming the dishonesty of the bank (bank employees came three times and through their own fault could not hand over the cards to me) and repeated facts (three times) of checking my credit history. Scans of the answers are attached . Thus, the bank avoids providing an interest-free installment plan for 1 year with which they lure customers for themselves. Be careful not to get caught by these scammers from Alfa-bank.
Don't fall for their tricks. You'd better go to another bank.
The worst bank for servicing individuals. Unfortunately, not experienced bankers work here, and compared to BSB and Sberbank, where I also applied many times, Alfa Bank is at the last level, there is just a difference in service between heaven and earth.
for example:
I needed an account statement in English from February 2020 to September 2023, and then ONLY indicate the monthly salaries! turning to your department, the employee said you can't give this out and you can only write out ALL the operations that were done in 3.5 years and 190 pages were printed out to us. because in Sberbank today I received everything I wanted on just one page. and this document is needed to prove that the person actually worked and he was paid monthly.
and here you have printed out 190 pages for us, which is against the ecosystem, we need to scan it all for several hours and it is unlikely that the inspection authorities will agree to check this statement from your bank.
There are always queues to get to the cashier for an operation that takes 2-3 minutes, you have to wait about half an hour. And this is considering that none of the cashiers were at lunch
Thanks a lot to the specialist Daria Korozhan, it was very nice to talk)
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HELDER
Level 4 Local Expert
December 1, 2024
My legal account opened in this bank (since the conditions when signing the contract were tempting) is dripping with income, but I use the prior daily as the main bank, and after the next receipt of funds to the account, I decided to immediately transfer this money to my prior account (since I did not want to go to the bank on a day off), but as I sent the money to the account, it took 10/20/30 minutes and as a result: there is no money in my bank account (considering that at the moment it was the only money I could manage)
I called the bank, unexpectedly waited a long time (20 minutes) to get in touch with the operator and that's how the girl picked up the phone, I explained the situation and asked to quickly figure out what the girl, like a robot, was saying the same memorized text without any intention to help and referred to my main bank that they had a problem. I hung up and immediately called my prior, the phone was picked up in 5 minutes, the girl on the line explained the whole situation and within 30 minutes promptly tried to solve the problem and we came to the conclusion that Alfa Bank did not even consider an application for sending funds (although support proved the opposite). And now, after 2 hours of torment, those.With prior's support, I was able to receive the desired funds to my account (instead of the alpha 3 days).
I came to the conclusion: that I will terminate the contract with this bank and will continue to cooperate with my prior and who really care about their customers. I do not recommend this bank to anyone, the day was completely ruined
The ATM removed the slot for $ 100 bills and was used only for small change. It became very uncomfortable. There is no way to get into the windows of the exchanger during working hours. The only thing I needed from the bank was to replenish the foreign exchange account with hundreds at a later time. I have been a client for many years, but alas, I have to say goodbye.
Huge queues at the checkout. There are very few cash registers. The waiting time is 40 minutes. There are few places to wait - many are
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AltX
Level 24 Local Expert
December 22, 2024
opening a card to citizens of the Union state, that is, the Russian Federation, will cost them about $ 70. At the same time, for citizens of the same Union state of the Republic of Belarus, it is free. Despite the fact that the bank is essentially Russian in terms of capital... That's how this bank earns) the rest is horse-drawn exchange rates and huge commissions on everything. I don't even know why you can open anything in this bank at such prices, there are many other banks nearby...
> You have been a customer of the bank for 2 years
> They take you into the army for a year
>After the army, you find a stable place of work, for obvious reasons, the experience did not accumulate even two months
> Refusal to apply for an installment plan and an offer to try again in a year
Thank you, but until today I thought that alfa was the best bank in the Republic of Belarus, but it turned out that it was just an office... Insert the word yourself.
I'm sorry, but they don't do that, They drove away an old woman with sore legs, and even refused to issue a debit card.We have three km on foot from one end of the village to the other.Although they were supposed to deliver it home.
On 12/20/2023, at about 9 o'clock in the evening, I went to the bank to use their ATM, which should work around the clock. I urgently needed to withdraw money, but the ATM was not working, there was a sign on it saying "not working". As a result, thanks to this, I did not have to search for another Alfa ATM in the city for about an hour, and urgently use an ATM of another bank with a huge commission (to withdraw a small amount)
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Алина
Level 5 Local Expert
December 9, 2024
The bank merges your personal confidential data, over the past 4 years, the tax service has demanded to prove that my husband is really my husband, since he works in the Russian Federation and sends me money from his Russian savings account, it turns out that alfa has been knocking on this to the authorities on his own initiative for all four years. We've hit the bottom, what can I say... I've been using this bank for many years, I'll have to say goodbye!
Everything is always on the level!
The specialists are friendly, they will always help!
There is a 24-hour ATM where you can top up your card and withdraw cash, and this is undoubtedly a huge plus!
In general, for 5 years with Alpha, no questions have arisen.
I would like to leave a review of gratitude to the work of employee Anastasia Yakimovich. A very pleasant person who understands what he is doing. She helped me, prompted me, and told me everything. We did everything we needed, as a nice bonus - a good mood!
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Татьяна
Level 7 Local Expert
January 7
Алла Пучковская , единственный оператор , которая решила вопрос за 5 минут . Полмесяца я билась над переводом с карты на карту. Обращалась и письменно и через бота . Спасибо огромное , приятно , когда есть профессионалы ! Прошу премировать данного сотрудника !!!
Good afternoon. I applied to the bank twice to arrange an installment payment. The refusal came twice. Having a stable salary and work experience in one place for more than 24 years, working in a government structure and having the bank refuse to receive an installment card.
I am a regular customer here, as I prefer to solve issues physically.Specialists are professionals in their field, always answer questions clearly, individually approach the solution. The last time I opened a deposit, we did everything quickly, the rate is very pleasant.
The worst department is always queuing
Only one person works at the entrance, the rest are sitting at their workplaces and it is not clear what they are doing
During the 2 days of the trip, they could not issue a card and made a lot of mistakes. As a result, I went to an empty country to get a map. I arrived and spent money and time without a card. I don't recommend it.
FROM PERSONAL EXPERIENCE.
The actions of bank employees are similar to the actions of scammers. There was an installment payment from the store through this bank. As it turned out, this is not an installment plan, but a loan. Under the guidance of the manager, the loan was fully repaid ahead of schedule.six months later, I received an SMS about the debt in the amount of 0.15, after 14 days the amount was 5.15. I do not recommend contacting this bank...
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sasha gurin
Level 4 Local Expert
October 24, 2024
A terrible bank, in order to change the currency in this MAIN office, you need to sit and wait for an hour! I do not advise you to bring currency here to exchange, do not waste your nerves and time!There is another bank around the corner, everything is much faster there
I want to start with wild prices for payments, if you are not a bank customer, namely 25BYN for one payment, which is even more expensive than Belarusbank. Well, if you decide to pay through an ATM CHIP, then there is a chance that you will not receive a receipt for payment, since the check paper may accidentally run out, and the ATM does not inform you about it.But even after you contact a polite Alfabank employee to have a copy of the receipt sent to your email, the chance that they will send it is very small!
Hi. My organization transferred the salary project to this bank. Hello, hello, I want to connect a card to my account for free - it's possible, yes, it's possible. Great, I wish I had the cheapest card, maybe for free. Of course, we can make you a free card. That's for sure.? Sure. So. Such and such a card will suit you, yes it will, any card will suit me, as long as it is free to my salary account. Listen, I wanted to ask a question, and maybe it won't work for my account to have a free card, yes, of course it will. How much money will you have in your account during the month? Will 100 rubles be received. 100 rubles? To get a free card to your account, you will have to make non-cash payments 10 times within a month or 500 rubles should be credited to the account within a month. We had a great conversation, my friend. But we started at the beginning, is everything going to work out exactly how I want it to? Specialist consultants are not competent comrades. Tell me, and what happens, in my situation there will be no way out? The specialist is like that, yes, there is no way out in your situation. If you have such a small salary, you will have to purchase a card for 20 rubles. Thank you very much (((
As of the end of February 2023, it is not at all easy to open the Belarusian Mir card even in the subsidiaries of Russian banks. Banks are openly profiting from the situation. So in Alpha, you will have to pay 250 bel. rub. - 7000 rubles for opening a regular Mir card. In the Savings Bank (Belarus), the picture is about the same. I.e. those who want to open a Visa card/The master in the non-sanctioned bank of Belarus (7000 rubles.) usually issued a bridge card (for free or for a moderate fee) in banks that are under sanctions. Now you have to pay double. 7000+7000. Disappointed with Alpha :-(
The application is inconvenient - you can't physically change phones. When changing the phone, the card is blocked, and to unlock it, you need to personally visit the bank branch. This is absurd in the 21st century ((
The actions of bank employees are similar to the actions of scammers. There was an installment payment from the store through this bank. As it turned out, this is not an installment plan, but a loan. Okay. Under the guidance of the manager, he repaid the loan ahead of schedule in full. A month later, I receive an SMS about overdue debt with interest. And about 800% per annum. The arguments that everything has been repaid under the guidance of your managers are of no interest to anyone. Apparently, we will have to deal with these scammers in court.
The working hours are pleasant, moderate traffic, business and physics are separated. They really solve difficult business issues. As a physicist, I own a line of Black edition cards, everything is cool.
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Сергей Николаев
Level 4 Local Expert
May 24, 2024
In general, the department is working well, but the lack of professionalism of one employee, Ksenia Pokolad, spoils the overall impression.
In addition to the boorish attitude, the employee did not answer questions about the terms of service of bank cards, made several mistakes during registration. An unpleasant impression remained.
Oh, not credit cards, you can't withdraw money from a credit card without a big commission, + every month they charge 10p +% for card maintenance, which is like 18.4%, yes you are funny, the service in the bank is terrible...
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Андрей Крамер
Level 4 Local Expert
September 28, 2024
I tried to issue cards, waited 1.5 hours, during which time several people somehow passed out of turn without coupons. Respect